{"id":15768693,"date":"2026-07-21T16:52:11","date_gmt":"2026-07-21T14:52:11","guid":{"rendered":"https:\/\/www.hoertkorn.com\/credit\/hoertkorn-credit-gmbh-credit-insurance-broker-top-up-cover\/"},"modified":"2026-08-14T14:39:59","modified_gmt":"2026-08-14T12:39:59","slug":"top-up-cover","status":"publish","type":"page","link":"https:\/\/www.hoertkorn.com\/en\/credit\/top-up-cover\/","title":{"rendered":"H\u00f6rtkorn Credit GmbH – Credit Insurance Broker – Top-Up Cover"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” next_background_color=”#ffffff” _builder_version=”4.27.5″ _module_preset=”default” background_color=”#EDEDED” background_image=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/02\/Top-Up-Cover-scaled.jpeg” parallax=”on” parallax_method=”off” width=”100%” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”200px|0px|200px|0px|true|false” custom_padding_tablet=”100px||100px||true|false” custom_padding_phone=”60px||60px||true|false” bottom_divider_style=”graph2″ bottom_divider_height=”122px” bottom_divider_repeat=”1x” bottom_divider_arrangement=”above_content” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” background_color=”#C00D0E” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”Arial||||||||” text_text_color=”#FFFFFF” text_font_size=”50px” text_line_height=”1.5em” link_text_color=”#C00D0E” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.4em” header_2_font=”Titillium Web|600||on|||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”32px” header_3_font=”Titillium Web|600||on|||||” header_3_text_color=”#C00D0E” header_3_line_height=”1.4em” header_4_font=”Titillium Web|600|||||||” header_4_text_color=”#C00D0E” header_4_line_height=”1.4em” header_5_font=”Titillium Web|600|||||||” header_5_line_height=”1.4em” header_6_font=”Titillium Web|600|||||||” header_6_line_height=”1.4em” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_margin_tablet=”0px||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”15px||15px||false|false” text_font_size_tablet=”” text_font_size_phone=”22px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”32px” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|tablet” header_3_font_size_tablet=”22px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”18px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” header_5_font_size_tablet=”” header_5_font_size_phone=”15px” header_5_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”%91%93″]<\/p>\n

Top-Up Cover<\/p>\n

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Top-Up Cover<\/p>\n

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Top-Up Cover is a supplemental credit insurance policy that extends existing insurance limits.
If the primary insurer does not grant the desired credit limit in full or reduces it, Top-Up Cover provides additional coverage for the shortfall.
This allows you to continue conducting business at your usual volume without compromising on security.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/01\/Top-Up-Cover_web.jpg” alt=”Top Up Cover” title_text=”Top Up Cover” _builder_version=”4.27.5″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#404040″ text_line_height=”1.5em” link_text_color=”#C00D0E” header_text_color=”#C00D0E” header_font_size=”42px” header_line_height=”1.4em” header_2_font=”Titillium Web|600|||||||” header_2_text_color=”#C00D0E” header_2_font_size=”24px” header_3_font=”Titillium Web|600||on|||||” header_3_text_color=”#C00D0E” header_3_line_height=”1.4em” header_4_font=”Titillium Web|600|||||||” header_4_text_color=”#C00D0E” header_4_line_height=”1.4em” header_5_font=”Titillium Web|600|||||||” header_5_line_height=”1.4em” header_6_font=”Titillium Web|600|||||||” header_6_line_height=”1.4em” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”off|phone” text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”32px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|tablet” header_3_font_size_tablet=”22px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”18px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” header_5_font_size_tablet=”” header_5_font_size_phone=”15px” header_5_font_size_last_edited=”on|phone” global_colors_info=”%91%93″]<\/p>\n

When does a Top-Up Cover make sense?<\/strong><\/span><\/p>\n

<\/p>\n

✔ When existing limits are insufficient
✔ When sales to individual customers are increasing
✔ When there are temporary increases in risk
✔ When business is to continue despite a reduction in limits<\/p>\n

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