{"id":15769384,"date":"2026-11-03T11:52:47","date_gmt":"2026-11-03T10:52:47","guid":{"rendered":"https:\/\/www.hoertkorn.com\/hoertkorn-cyber-insurance\/hoertkorn-cyber-insurance-liability\/"},"modified":"2026-11-06T15:59:29","modified_gmt":"2026-11-06T14:59:29","slug":"liability","status":"publish","type":"page","link":"https:\/\/www.hoertkorn.com\/en\/cyber\/liability\/","title":{"rendered":"H\u00f6rtkorn Cyber Insurance – Liability"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” next_background_color=”#ffffff” _builder_version=”4.27.9″ _module_preset=”default” background_color=”#EDEDED” background_image=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/10\/AdobeStock_2004268160-scaled.jpeg” parallax=”on” parallax_method=”off” width=”100%” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”200px|0px|200px|0px|true|false” custom_padding_tablet=”100px||100px||true|false” custom_padding_phone=”60px||60px||true|false” bottom_divider_style=”graph2″ bottom_divider_height=”122px” bottom_divider_repeat=”1x” bottom_divider_arrangement=”above_content” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” background_color=”#C00D0E” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” text_font=”Arial||||||||” text_text_color=”#FFFFFF” text_font_size=”50px” text_line_height=”1.5em” link_text_color=”#C00D0E” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”48px” header_line_height=”1.4em” header_2_font=”Titillium Web|600||on|||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”32px” header_3_font=”Titillium Web|600||on|||||” header_3_text_color=”#C00D0E” header_3_line_height=”1.4em” header_4_font=”Titillium Web|600|||||||” header_4_text_color=”#C00D0E” header_4_line_height=”1.4em” header_5_font=”Titillium Web|600|||||||” header_5_line_height=”1.4em” header_6_font=”Titillium Web|600|||||||” header_6_line_height=”1.4em” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_margin_tablet=”0px||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”15px||15px||false|false” text_font_size_tablet=”” text_font_size_phone=”22px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”32px” header_font_size_phone=”22px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”24px” header_2_font_size_phone=”22px” header_2_font_size_last_edited=”on|tablet” header_3_font_size_tablet=”22px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”18px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” header_5_font_size_tablet=”” header_5_font_size_phone=”15px” header_5_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”%91%93″]<\/p>\n

CYBER LIABILITY<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Global Breadcrumb” _builder_version=”4.16″ _module_preset=”default” custom_padding=”9px||9px||true|” saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.0″ _module_preset=”default” custom_padding=”0px||0px||true|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][dipi_breadcrumbs bc_home_icon=”off” bc_separator_icon=”5||divi||400″ bc_schema=”on” bc_separator_space=”4px” _builder_version=”4.16″ _module_preset=”default” items_text_color=”#404040″ items_font_size=”11px” items_line_height=”1.2em” hover_font_size=”11px” hover_line_height=”1.2em” active_font=”|700|||||||” active_text_color=”#C00D0E” active_font_size=”11px” active_line_height=”1.2em” custom_margin=”3px||||false|false” global_colors_info=”{}”][\/dipi_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” text_font=”Arial|600|||||||” text_text_color=”#C00D0E” text_font_size=”40px” text_line_height=”1.5em” link_text_color=”#C00D0E” header_text_color=”#C00D0E” header_font_size=”62px” header_line_height=”1.4em” header_2_font=”Titillium Web|600|||||||” header_2_text_color=”#C00D0E” header_2_font_size=”34px” header_3_font=”Titillium Web|600||on|||||” header_3_text_color=”#C00D0E” header_3_line_height=”1.4em” header_4_font=”Titillium Web|600|||||||” header_4_text_color=”#C00D0E” header_4_line_height=”1.4em” header_5_font=”Titillium Web|600|||||||” header_5_line_height=”1.4em” header_6_font=”Titillium Web|600|||||||” header_6_line_height=”1.4em” custom_margin=”||10px||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”off|phone” text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”32px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|tablet” header_3_font_size_tablet=”22px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”18px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” header_5_font_size_tablet=”” header_5_font_size_phone=”15px” header_5_font_size_last_edited=”on|phone” global_colors_info=”%91%93″]<\/p>\n

CYBER LIABILITY<\/p>\n

[\/et_pb_text][et_pb_divider divider_weight=”3px” _builder_version=”4.27.4″ _module_preset=”default” width=”6%” width_tablet=”” width_phone=”16%” width_last_edited=”on|phone” module_alignment=”left” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”%91%93″][\/et_pb_divider][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” text_text_color=”#404040″ text_line_height=”1.5em” link_text_color=”#C00D0E” header_text_color=”#C00D0E” header_font_size=”42px” header_line_height=”1.4em” header_2_font=”Titillium Web|600|||||||” header_2_text_color=”#C00D0E” header_2_font_size=”24px” header_3_font=”Titillium Web|600||on|||||” header_3_text_color=”#404040″ header_3_line_height=”1.4em” header_4_font=”Titillium Web|600|||||||” header_4_text_color=”#C00D0E” header_4_line_height=”1.4em” header_5_font=”Titillium Web|600|||||||” header_5_line_height=”1.4em” header_6_font=”Titillium Web|600|||||||” header_6_line_height=”1.4em” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”off|phone” custom_padding=”||35px|||” text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”32px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|tablet” header_3_font_size_tablet=”22px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”18px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” header_5_font_size_tablet=”” header_5_font_size_phone=”15px” header_5_font_size_last_edited=”on|phone” global_colors_info=”%91%93″]<\/p>\n

Cyber liability insurance protects your company from financial consequences if third parties suffer damage as a result of a cyber incident.<\/strong><\/p>\n

<\/p>\n

For example, if personal data, confidential information, or the systems of customers and business partners are compromised, this can result in claims for damages and significant consequential costs.
Depending on the agreed-upon coverage, cyber liability insurance covers legitimate claims and defends against unjustified claims. This ensures your company remains operational even when faced with complex liability issues.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.9″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” module_class=”cyber-detail-row” custom_css_free_form=”\/* CYBER DETAIL \u2013 KOMPAKT UND DIVI-SICHER *\/||||.cyber-detail-row {|| width: 88% !important;|| max-width: 1180px !important;|| margin: 0 auto !important;||}||||.cyber-detail-image {|| margin: 0 !important;|| border-radius: 18px;|| overflow: hidden;||}||||.cyber-detail-image img {|| display: block !important;|| width: 100% !important;|| height: 360px !important;|| object-fit: cover !important;|| border-radius: 18px;||}||||.cyber-detail-card {|| min-height: 360px;|| padding: 30px 28px !important;|| box-sizing: border-box;|| background: #fff !important;|| border: 1px solid rgba(20,32,45,.08);|| border-radius: 18px;|| box-shadow: 0 16px 40px rgba(15,28,42,.07);||}||||.cyber-detail-card h3 {|| margin: 0 0 20px !important;|| color: #BC0519 !important;|| font-size: 22px !important;|| font-weight: 700 !important;||}||||.cyber-detail-card p {|| margin: 0 !important;|| color: #30363c !important;|| font-size: 16px !important;|| line-height: 1.5 !important;||}||||@media (max-width: 980px) {|||| .cyber-detail-image {|| margin-bottom: 24px !important;|| }|||| .cyber-detail-image img {|| height: 300px !important;|| }|||| .cyber-detail-card {|| min-height: 0;|| }||}||||@media (max-width: 767px) {|||| .cyber-detail-image img {|| height: 220px !important;|| }|||| .cyber-detail-card {|| padding: 24px 20px !important;|| }|||| .cyber-detail-card h3 {|| font-size: 20px !important;|| }|||| .cyber-detail-card p {|| font-size: 15px !important;|| }||}” sticky_enabled=”0″][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/10\/AdobeStock_2004268160-scaled.jpeg” alt=”Cyber Liability” title_text=”Cyber Liability” _builder_version=”4.27.9″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” module_class=”cyber-detail-image” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” text_text_color=”#404040″ text_line_height=”1.5em” link_text_color=”#C00D0E” header_text_color=”#C00D0E” header_font_size=”42px” header_line_height=”1.4em” header_2_font=”Titillium Web|600|||||||” header_2_text_color=”#C00D0E” header_2_font_size=”24px” header_3_font=”Titillium Web|600||on|||||” header_3_text_color=”#C00D0E” header_3_line_height=”1.4em” header_4_font=”Titillium Web|600|||||||” header_4_text_color=”#C00D0E” header_4_line_height=”1.4em” header_5_font=”Titillium Web|600|||||||” header_5_line_height=”1.4em” header_6_font=”Titillium Web|600|||||||” header_6_line_height=”1.4em” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”off|phone” hover_enabled=”0″ text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”32px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|tablet” header_3_font_size_tablet=”22px” header_3_font_size_phone=”20px” header_3_font_size_last_edited=”on|phone” header_4_font_size_tablet=”18px” header_4_font_size_phone=”16px” header_4_font_size_last_edited=”on|phone” header_5_font_size_tablet=”” header_5_font_size_phone=”15px” header_5_font_size_last_edited=”on|phone” global_colors_info=”%91%93″ module_class=”cyber-detail-card” sticky_enabled=”0″]<\/p>\n

What is covered?<\/strong><\/span><\/p>\n

<\/p>\n

✔ Third-party claims for damages
✔ Data protection and confidentiality breaches
✔ Damages to customers and business partners
✔ Investigation and defense against unjustified claims
✔ Costs associated with liability cases
✔ Support with legal and regulatory resolution<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”0px|0px|0px|0px|false|false” saved_tabs=”all” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” width=”100%” max_width=”100%” min_height=”100%” custom_margin=”0px|0px|0px||false|false” custom_padding=”0px|0px|0px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][dipi_carousel space_between=”10″ container_padding=”0px|0px|0px|0px|false|false” loop_wide=”on” autoplay_wide=”on” _builder_version=”4.27.9″ _module_preset=”default” custom_button=”on” transform_translate=”0px|4px” custom_margin=”|0px||0px|false|false” custom_padding=”|0px||0px|false|false” global_colors_info=”{}”][dipi_carousel_child label=”Cyber Assistance” alt=”cyber-assistance” title_text=”Cyber Assistance” show_button=”on” carousel_button_text=”Learn more” button_link=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE1NzY5MTY0In19@” button_link_target=”off” _builder_version=”4.27.9″ _dynamic_attributes=”button_link” _module_preset=”default” title_level=”h2″ title_font=”–et_global_heading_font|700|||||||” title_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”360deg” background_color_gradient_stops=”rgba(255,255,255,0) 1%|#878991 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/09\/cyber-assistance-scaled.jpeg” background_enable_image=”on” custom_carousel_button=”on” carousel_button_text_size=”18px” carousel_button_text_color=”#FFFFFF” carousel_button_bg_color=”#C00D0E” carousel_button_border_color=”#C00D0E” carousel_button_font=”–et_global_heading_font|700||on|||||” custom_margin=”|5px||0px|false|false” custom_padding=”80px|0px|80px|0px|false|false” global_colors_info=”{}”][\/dipi_carousel_child][dipi_carousel_child label=”Cyber Haftpflicht” title_text=”Cyber Liability” show_button=”on” carousel_button_text=”Learn more” button_link=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE1NzY5MTY5In19@” button_link_target=”off” _builder_version=”4.27.9″ _dynamic_attributes=”button_link” _module_preset=”default” title_level=”h2″ title_font=”–et_global_heading_font|700|||||||” title_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”360deg” background_color_gradient_stops=”rgba(255,255,255,0) 1%|#878991 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/10\/AdobeStock_2004268160-scaled.jpeg” background_enable_image=”on” custom_carousel_button=”on” carousel_button_text_size=”18px” carousel_button_text_color=”#FFFFFF” carousel_button_bg_color=”#C00D0E” carousel_button_border_color=”#C00D0E” carousel_button_font=”–et_global_heading_font|700||on|||||” custom_margin=”|5px||5px|false|false” custom_padding=”80px||80px||false|false” global_colors_info=”{}”][\/dipi_carousel_child][dipi_carousel_child label=”Cyber Eigensch\u00e4den” alt=”CYBER EIGENSCH\u00c4DEN” title_text=”Cyber First Party Losses” show_button=”on” carousel_button_text=”Learn more” button_link=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjE1NzY5MTc0In19@” button_link_target=”off” _builder_version=”4.27.9″ _dynamic_attributes=”button_link” _module_preset=”default” title_level=”h2″ title_font=”–et_global_heading_font|700|||||||” title_text_color=”#FFFFFF” use_background_color_gradient=”on” background_color_gradient_direction=”360deg” background_color_gradient_stops=”rgba(255,255,255,0) 1%|#878991 100%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/www.hoertkorn.com\/wp-content\/uploads\/2026\/09\/cyber-eigenschaeden-scaled.jpeg” background_enable_image=”on” custom_carousel_button=”on” carousel_button_text_size=”18px” carousel_button_text_color=”#FFFFFF” carousel_button_bg_color=”#C00D0E” carousel_button_border_color=”#C00D0E” carousel_button_font=”–et_global_heading_font|700||on|||||” custom_margin=”|5px||5px|false|false” custom_padding=”80px||80px||false|false” global_colors_info=”{}”][\/dipi_carousel_child][\/dipi_carousel][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

CYBER LIABILITY

\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t
\n\t\t\t\t\t
\n