ALTERNATIVE FINANCING
Alternative Financing
Traditional bank financing often reaches its limits for many companies, particularly when it comes to growth, high order volumes, or unique business models. Alternative financing solutions provide additional liquidity and expand your financial flexibility without unnecessarily straining existing credit lines. We work with you to develop customized financing concepts tailored to your processes, balance sheet structure, and business objectives.
When does alternative financing make sense?
✔ When financing needs are increasing
✔ When bank credit lines are limited
✔ To optimize the balance sheet structure
✔ For growth and expansion projects
An Overview of Our Financing Solutions
Factoring
Beim Factoring verkaufen Sie Ihre offenen Forderungen an einen Finanzierungspartner und erhalten den Großteil des Rechnungsbetrags unmittelbar ausgezahlt. Dadurch entfällt die Wartezeit auf Kundenzahlungen und Ihr Unternehmen gewinnt sofortige Liquidität.
Immediate Access to Liquidity
Assumption of the default risk by the factor
Improvement in Financial Ratios
Improving Creditworthiness
More room for growth and investment
Factoring
Forfaiting is particularly well-suited for long-term and large-scale transactions.
In this process, your company sells an insured receivable to a bank or financial services provider with no right of recourse. You receive immediate liquidity, while the full credit risk is transferred to the purchaser of the receivable.
Immediate Liquidity for Long-Term Receivables
Full risk transfer
Balance Sheet Relief
Suitable for large-scale international projects
Project Financing
Project financing makes it possible to carry out large-scale investment projects regardless of a company’s balance sheet. Repayment comes primarily from the project’s own future revenues.
Balance-Sheet-Friendly Financing
Clear Project Structure
Risk Sharing with Financing Partners
Highly Attractive to Investors
Customized design based on project requirements
Purchasing Financing
With purchase financing, goods or raw materials can be procured immediately, while payment is made at a later date. This preserves your cash flow and increases your flexibility in purchasing.
Preserving Liquidity
More Flexible Purchasing Planning
Using Volume Discounts
Stabilizing Supply Chains
Inventory Financing
Inventory financing allows you to build or expand your inventory in a way that conserves capital and liquidity. It helps your company respond more quickly to fluctuations in the market and demand.
Financing Larger Inventories
Greater responsiveness to seasonal demand
Efficient Inventory Management
Avoiding Financial Difficulties
Leasing and Sale-and-Lease-Back
Leasing allows companies to use capital-intensive assets without having to purchase them outright. In a sale-and-lease-back transaction, a company sells its own assets to generate immediate liquidity and then continues to use them.
Release of tied-up capital
Improving Liquidity
Predictable Payment Structures
Balance Sheet Relief
Financing New Investments
