The fascination of classic vehicles lies not only in their design but also in their engineering – and this very engineering deserves special attention. A frequently underestimated danger: vehicle fires. As vehicles age, susceptibility to defects increases, especially in the electrical and fuel systems. However, with proper care and preparation, risks can be significantly reduced. We show you what to look out for – and how you can effectively protect your vehicle with simple measures.
Classic Cars and Fire Hazards – How to Protect Your Vehicle in Time
Fire Hazards in Classic Cars – Why They Are Increasing
Older vehicles inherently come with a higher fire risk. The most common causes include:
- Brittle wires and insulation – risk of short circuits
- Porous fuel and oil lines – flammable vapors
- Corroded battery contacts – ignition sources inside the cabin
- Highly flammable materials – accelerate the spread of fire
How to Prevent Effectively
Maintenance with Foresight
- Regular inspection of electrical systems, hoses, and seals
- Remove any residues in the engine compartment immediately
- Check the battery for corrosion and secure fitting
Safe Parking
- Do not park on dry grass or leaves
- Keep distance from flammable objects
Carry a Fire Extinguisher
- At least a 2 kg ABC powder or foam extinguisher
- Familiarize yourself with its use beforehand
Additional Tips
- Have your vehicle regularly inspected by professionals
- Ensure proper execution of modifications and repairs
- Regularly check if the documented vehicle value is still up to date
Vehicle Value Up to Date? Why It Matters
The vehicle’s value is the basis of every classic car insurance – especially for calculating the comprehensive premium. In recent years, the classic car market has seen significant increases in value. Often, the value stated in the contract no longer matches the actual market value.
Recommendation: Update the vehicle’s value at least every two years – for example, via self-assessment or through a short appraisal.
Your Benefits:
- Avoid underinsurance caused by exceeding the precautionary limit (often max. 30% increase in value)
- An updated valuation is often sufficient – without the need for another full appraisal
- Better coverage and faster claims settlement in case of damage
Do you already have a current valuation (not older than two years)?
Then simply email it to us as a PDF at kfz-vertrag@dr-hoertkorn.de
The original will, of course, remain with you!
